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We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.

Prequalification Is Critical
Getting pre-qualified for a loan is critical in today's real estate environment. By going through the loan process prior to signing a purchase contract on a home, you can eliminate all of the obstacles to borrowing without jeopardizing an actual purchase transaction. Once your loan is approved, your real loan closing will be quick and subject only to a satisfactory appraisal and title report on the home.

I Have A Property In Contract
I would like to Apply Online for a loan, or I would like to see some loan options.

I Am Still Looking For A Home
I would like to see some purchase strategies or find more information about the financial process.
5 Factors To Consider Before You Apply For A Mortgage
  1. Does your lender offer you a lowest closing cost guarantee in writing? Ask about ours.
  2. In a hurry? We can close in as little as two weeks. Just say the word, and we’ll rush your application.
  3. Wondering where to start? Ask one of our loan professionals, we will take the mystery out of the process for you.
  4. Should you refinance? Ask for our free detailed analysis.
  5. Don't know which loan to pick? We will do a side by side comparison for you. Free.
  Cobalt Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
Phone (408) 615-8500
Fax (408) 519-5983

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Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Mortgage and lending information for refinance loans.
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Relocation Loans
Relocation loan programs and information.
Personalized Rate Quote
Personalized Rate Quote Provided by Cobalt Financial Corporation -
Blog
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Home Ownership Accelerator
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Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
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Cities we serve
San Jose, Los Gatos, Mountain View, Sunnyvale, Santa Clara, Milpitas, Fremont, Hayward, Union City, San Francisco, Alameda, Oakland, Campbell, Palo Alto, Los Altos, Menlo Park, San Mateo, Redwood City, Belmont, Morgan Hill, Gilroy, Hollister, Vallejo, Tracy, Stockton, Sacramento, Elk Grove, Roseville, Walnut Creek, Pleasanton, San Ramon, Dublin, Newark, Pacifica, Daly City, Saratoga, Monterey, Marina, Seaside, Los Angeles, Belmont, San Diego, Fresno, Bakersfield
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