Required Documents

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Required Documents

Documents required vary from loan to loan, but generally the following are required, often for up to two years back:

  • Two most recent pay check stubs
  • Two most recent W2's and/or 1099's
  • Two most recent tax returns with all schedules
  • Documentation on any other sources of income- Rental Agreements, Social Security, Disability, Pension, Annuities, Child Support, Alimony (Include Award Letters, Divorce Decrees, Canceled Checks, etc.)
  • Two most recent bank statements for checking, savings, retirement accounts and any other liquid assets - be sure to include ALL pages, even if the pages are blank 
  • Copy of current driver's license or other personal identification document 
  • If applicable, resident alien card, copy of front and back
  • If applicable, most recent mortgage statement for all mortgages
  • If applicable, homeowner's insurance declarations page
  • If you own a condo or townhouse, provide HOA name address and telephone number
  • If applicable, provide bankruptcy full discharge documents with all schedules
  • If applicable, provide a signed letter of explanation for any known derogatory credit or inquiries
You can send your documents to us securely by clicking on the navy blue TED EXPRESS button on the home page.


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